Does Costco Take EBT? What You Need to Know

Originally posted on April 6, 2022 @ 7:55 am

Costco is one of the most popular retail chains for a large number of groceries and other essentials. Because of this, many bargain buyers are left with the same question: Does Costco take EBT?

For millions of Americans, EBT cards provide a significant increase in household income, especially when it comes to essential expenses such as food. So, does Costco accept EBT cards in-store or online?

How much does Costco charge for Delivery of Groceries?

Costco’s regulars prefer retailers’ low prices on bulk products, especially when it comes to finding everything they need in a quick grocery run. When you pay Costco’s annual subscription fee, you can access affordable prices on everything from groceries to new TVs.

As you think about these great deals at Costco, you may wonder if they charge EBT.

All Costco warehouses accept EBT.Costco obeys state laws when it comes to what you can and cannot do using your EBT card. While you can use your EBT card to store bulk groceries, you cannot use it at Costco Food Courts, or Costco gas stations to order groceries online.

While you can’t use EBT to pay at every Costco location, using your EBT at a local Costco warehouse can help you take advantage of great deals on bulk foods.

This article will cover everything you need to know about using your EBT card on Costco, from the Costco checkout process to ordering groceries online.

How to Use EBT at Costco

Using your EBT card to pay for groceries at Costco is a relatively simple process however, if you are buying both grocery and non-food items (such as household essentials, diapers, or vitamins), be sure to pay for all the groceries in your order first.

To do this, you may have to pay for both orders separately or ask your cashier to split the payment method on your order.

If you have cash on your EBT card and you use your cash account, the card will not deduct food costs from the SNAP account.

Instead, the total amount of the entire order, including SNAP-eligible groceries, will be deducted from your cash account, and you will have less money to pay for non-food items until your benefits are renewed. ۔

With that, you can follow these steps to use your EBT card to pay at Costco.

  1. After your cashier rings up your groceries, swipe or insert your card at the point-of-sale (POS) and enter your PIN.
  2. Tell your cashier which account (SNAP or Cash) to charge your order to.
  3. If necessary, re-enter your PIN on the POS keypad to confirm the charge.
  4. In some cases, a supervisor or manager may ask you to provide photo identification to confirm that the card is under your name.

After you check out, your purchase total will be deducted from your SNAP or Cash account.

Always keep your receipt with you to make sure all information is accurate and to avoid possible false charges. Your Costco receipt will also note your latest account balance.

Does Costco Take EBT Online?

Although all Costco warehouse stores accept EBT, you cannot use your EBT card to make grocery payments at, the Costco website accepts Visa, MasterCard, Discover, The Costco Anywhere Visa by Citi, and Costco Shop Cards for online grocery orders.

While you cannot use EBT to place orders on, you can use SNAP benefits to pay for grocery pick-up and delivery orders at other retailers, including Albertsons, Amazon, Kroger, and ShopRite.

Over the past year, the United States Food and Nutrition Service has expanded its online shopping pilot program, allowing households to use the benefits of their food stamps to pay for pick-up and delivery orders from selected retailers. Gone

When using your EBT card to pay for pickups or deliveries, it is important to keep in mind that you may have to pay additional service and delivery fees, which may not be included in your SNAP benefits.

Can You Use EBT at Costco Food Court?

Unfortunately, you can’t use your EBT / SNAP benefits to pay for meals at Costco’s food court. However, if cash is available in your cash account, you can use your EBT card to pay for meals in accordance with your state’s SNAP rules.

According to Costco’s customer service website, Costco’s warehouses accept VISA cards, debit and ATM cards, cash, checks, Costco cash cards, and EBT cards.

Unlike Costco grocery purchases, which require a Costco membership, non-members can dine at Costco Food Court at no extra cost.

If you have a food court in your local Costco warehouse, you can easily place your order without showing your membership card. If your state SNAP rules allow you will be able to pay for your order through your cash account; no questions asked.

On the other hand, if you are stuck in a long checkout line and you intend to place a food court order, you can ask your cashier to add items to your order and pay for the food court items in the main check outline. Can say

After completing the checkout, go to the food court and show your receipt to the person at the counter. When you place an order at the checkout, you only have to swipe your card for one transaction.

Can You Buy With EBT at Costco?

As with most grocery stores, you can use your EBT card to pay for groceries and take advantage of bulk grocery deals at Costco. However, your EBT card may not be eligible for ready-to-eat food and household items, according to your state’s SNAP rules.

Some products that are not eligible for SNAP benefits include daily and food court-prepared foods, vitamins and medicines, household essentials (such as cleaning products), and pet food.

You cannot use SNAP benefits to pay for alcohol or tobacco products at Costco. However, you may be able to use discretionary cash to purchase items that are not eligible for SNAP benefits.

For a complete list of things you can and cannot use your EBT card, be sure to contact your state agency. You can apply for a food stamp or contact your local office on the Food and Nutrition Service’s SNAP State Directory page.

 When You Use EBT Do Cashiers Know?

At most grocery stores, including Costco and Sam’s Club, cashiers can see when you use an EBT card to pay for your grocery because you have to tell the machine what type of card you are using. Especially in large stores, scanners note which items are eligible for payment with an EBT card.

When you manually use your EBT card to pay for your order at the checkout, your card looks like any other ATM card, and it will not be noticed that you are paying with SNAP benefits.

If your local Costco warehouse offers a self-checkout option, you can use your EBT card to pay for your grocery without informing the cashier that you are using it.

In the meantime, if you are paying with an EBT card at a small store such as Sprouts or a local grocery store, you must tell your cashier before swiping the card that you are paying with EBT.

If you want to be more discerning about paying with SNAP benefits, you can easily show your card to the cashier, and they will know how to choose the EBT payment method at the end.

Final Thoughts

Costco members enjoy low prices on household essentials, bulk groceries, and more. Currently, Costco membership fees range from $ 60 to $ 120 per year for an annual subscription, depending on the benefits you are looking for.

Fortunately, Costco accepts EBT for membership cards, allowing food stamp households to enjoy annual rewards and additional discounts at Costco stores.

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