Costco’s Payment Method From Apple Pay At Gas Stations, Online, And In Clubs.

Originally posted on June 4, 2022 @ 4:11 am

Costco is one of the best places to buy groceries in bulk. They accept clubs and many different online payment options. Today’s hot question is whether they will take Apple Pay or not.

Costco accepts Apple Pay in clubs, online, and in the food court. However, they do not accept Apple Pay at Costco gas stations. In addition, Costco does not receive Apple cards at clubs, or a MasterCard credit card. When making credit card payments at Costco clubs, customers must use a Visa card.

Apple Pay is not the only payment option Apple offers. Some Costco customers also have an Apple Card. Read on to learn more about using Apple Pay and other forms of payment on Costco!

How To Use Apple Pay at Costco

Apple Pay on Costco is easier to use than in other grocery stores. Once you arrive at the checkout lane, tell the cashier that you will pay via Apple Pay and bring your phone to the NFC card reader to complete the payment process.

While making a payment with Apple Pay on Costco is an easy process, there are a few different steps to follow, depending on whether you are using the store, online, or app.

So, thanks to Apple Support, I’ve made it very clear to Costco how to pay with Apple Pay in all three ways:

How to Use Apple Pay in Costco Clubs

Follow the instructions below to use Apple Pay for purchases made in Costco Clubs:

Using Apple Pay with iPhone Face ID: 

  1. Double-click the side button to use your default card
  2. Authenticate via your Face ID or passcode
  3. Then, hold your phone near the reader until you see a checkmark on the display

Using Apple Pay with iPhone Touch ID: 

  1. Rest your finger on the Touch ID
  2. Then, hold your phone near the reader until you see the checkmark

Using Apple Pay with Apple Watch:

  1. Double-click the side button
  2. Then, hold your Apple Watch near the reader with the display facing the reader
  3. You will feel a gentle buzz when the transaction is complete

How to Use Apple Pay at Costco Online

Follow the instructions below to use Apple Pay for purchases made in Costco Clubs:

Using Apple Pay with iPhone Face ID: 

  1. Double-click the side button to use your default card
  2. Authenticate via your Face ID or passcode
  3. Then, hold your phone near the reader until you see a checkmark on the display

Using Apple Pay with iPhone Touch ID: 

  1. Rest your finger on the Touch ID
  2. Then, hold your phone near the reader until you see the checkmark

Using Apple Pay with Apple Watch:

  1. Double-click the side button
  2. Then, hold your Apple Watch near the reader with the display facing the reader
  3. You will feel a gentle buzz when the transaction is complete

How to Use Apple Pay at Costco Online

You can follow the steps below to use Apple Pay for Costco online orders:

Using Apple Pay with your Desktop:

  1. First, you must make sure you are signed in with your Apple ID on all devices
  2. You will need your Apple Watch or iPhone to complete the purchase
  3. Turn on the Bluetooth on your laptop or desktop
  4. Then, tap the Apple Pay button
  5. Check to make sure all of the information is correct and when you are ready, confirm the payment
  6. You will confirm the payment the same way you do in stores, either with Face ID, Touch ID, or your Apple Watch, minus the card reader

Using Apple Pay with your iPhone:

  1. Tap the Apple Pay button and check all of your information to make sure it’s correct
  2. Then, confirm your purchase via Face ID, Touch ID, or Apple Watch

How to Use Apple Pay on the Costco App

Here’s what you need to do to use Apple Pay using the Costco App:

  1. Choose Apple Pay as your payment method and check to make sure all of the information is correct
  2. Then, confirm your payment via Face ID, Touch ID, or Apple Watch

If you would like to pay with a different card than the default card set up with your Apple Pay account, below are the steps you’ll need to follow:

Using Apple Pay with Apple Face ID: 

  1. Double-tap the side button. The default card will pop up, and you’ll tap it to choose another card.
  2. Then, authenticate using your Face ID, and you are ready to pay.

Using Apple Pay with Apple Touch ID: 

  1. Without resting your finger on the Touch ID, place your phone near the reader. The default card will pop up, and you’ll tap it to choose a different one.
  2. Then, rest your finger on the Touch ID to finish the transaction.

Using Apple Pay with Apple Watch:

  1. Double-tap the side button to bring up your default card.
  2. Tap the card to change it, and then you can finish your transaction.

Does Costco Gas Accept Apple Pay?

Costco gas stations do not accept Apple Pay as a form of payment. For now, you can pay for Costco Gas with all Visa cards, Costco Anywhere Visa by Citi, mostly PIN-based debit cards, or your Costco Shop card.

Costco Gas prefers Visa credit and debit cards. It will not accept any credit card other than Visa, but most debit cards will be accepted if the user types his PIN.

The details of why Costco does not accept any credit card other than Visa are given below!

Can You Use Apple Pay at Costco Food Court?

You can use Apple Pay to pay at Costco Food Court. This may be the easiest way to use Apple Pay on Costco. All you have to do is press the checkout button once you’re ready to check out, and the kiosk is ready for Apple Pay. Then, you can pay in a matter of seconds with Face ID, Touch ID, or Apple Watch.

Previous Costco users have commented on how user-friendly Costco Food Court kiosks are. Some have said that if you know what you want, you can complete the whole process – food in hand – in less than fifteen seconds.

If you only buy one item, the entire transaction requires you to press just two buttons, scan your phone or watch, and that’s it!

What Payment Methods Does Costco Accept?

Costco accepts all Visa credit and debit cards, most other debit cards when PIN is used, Costco Anywhere Visa Card by Citi, Costco Shop Cards, personal and business checks of current Costco members, traveler’s checks, EBT, Cash, and mobile payments Via Apple Pay, Google Pay, and Samsung Pay.

Customers using Costco Online have slightly different payment methods to choose from. Accepted payment methods for Costco Online include:

  • All Visa debit and credit cards
  • For most other debit cards, when the PIN is used
  • The Costco Anywhere Visa Card
  • Costco shop cards
  • MasterCard
  • Discover Cards, including Diners Club and JCB

Why Doesn’t Costco Take MasterCard?

Customers can use their MasterCard debit card at Costco store locations and on their website. However, MasterCard credit cards are not accepted in clubs because Costco entered into an agreement with Citi Visa in 2015 to make Citi Visa its primary credit card. Costco also does not accept American Express or Discover credit cards.

Costco’s support page states that MasterCard and Discover cards are still accepted through Costco.com orders, but these credit cards are no longer accepted in stores.

Those who have a MasterCard debit card can still use it in stores as long as they enter their PIN during the transaction.

Can You Use Apple Card at Costco?

Unfortunately, you can’t use your Apple Card at Costco. You can use Apple Pay, but Apple Card MasterCard is a credit card, which is no longer accepted at Costco stores. Costco’s website accepts MasterCard, so customers can use their Apple Card for Costco’s online purchases, but not at their club locations.

Apple Card is a revival of Apple’s traditional credit card. All your credit card information is stored on your iPhone. There are no user-friendly accounts and there are even built-in tools to help you pay less interest.

Not only this, with the help of daily shopping customers get cashback. Consumers can also apply for their Apple Card without affecting their credit score!

Conclusion 

Mobile payments have changed the way things are paid for and also changed whether one needs to carry a wallet in the first place or not! Apple Pay is one of the fastest and easiest ways to pay for almost anything these days.

Not only can you use Apple Pay in Costco stores, but you can also use it for online and in-app payments. The only thing you can’t use it for is buying gas at Costco gas stations.

 

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